Bitcoin Interest Accounts
Earn interest with your Bitcoins and other crypto with competitive rates. Truly passive income just by depositing your crypto!
Recommended = 👑Â
Interest Rates
Up to 24% (1 year)
Depending on membership
Interest Payout
From no lock-ins to up to a year lock-in
Fees
Depends on withdrawal option
(BSC, CELO, Polygon blockchain)
Protected By
None
PAY 10% LESS FESS WHEN TRADING CRYPTO!
With the rising prices of Bitcoin and other crypto, check out the Binance crypto exchange. Register now and save 10% on trading fees, forever!
Interest Rates
4.08% (1 year)
0.0109% (1 day)
Interest Payout
1 Day
Fees
Depends on withdrawal option
(several thousand Sats average for instant withdraw)
Protected By
Hot wallets +
Ledger hard wallets +
BIP38 encrypted paper wallets
If FreeBitcoin sounds very familiar, that is because it has been recommended in the list of Bitcoin Faucets!
Unlike most other faucets, this one gives out interests at 4.08% per year or 0.0109589% per day. All you need is a balance of 0.0003 BTC (30,000 Satoshi) to start earning! The good news is that FreeBitcoin accepts deposits of any amount, including claiming from the hourly faucet to make your way up to the minimum threshold. And you are free to withdraw anytime!
In addition, Premium membership is offered to FUN token holders, so don’t miss out on the additional passive income!
Interest Rates
Up to over 100%. Depends on cryptocurrency pair.
Interest Payout
12 hours
Fees
15% on all profits
Protected By
Secret Cookie Stash (SCS); cold wallet
With the hype surrounding DeFi (Decentralized Finance), Bake (formerly Cake DeFi) is a regulated and transparent platform that strives to build innovative crypto products, by introducing several ways to earn from cryptocurrencies such as liquidity mining, staking and lending.
Lend out your Bitcoin and earn up to 7.5% APY and over 100% for altcoins!
Join using our referral link below and receive $20 when you deposit $50 or more, and $10 extra when you use our referral code (969870)!
To learn more on Cake DeFi, you can watch this step-by-step video guide.
Interest Rates
1.27% (7-day APY)
More details here
Interest Payout
1 Day
Fees
Depends on withdrawal option
Protected By
Binance's Secure Asset Funds for Users (SAFU)
If you’re looking for an exchange and a savings account in one, Binance is one of the most famous exchanges you might have heard since 2017/ 2018.Â
Accepts fiat purchase of cryptocurrencies from both exchange and other users through the P2P (peer-to-peer) system. Comes in both flexible savings (1.20% for Bitcoin and up to 30% for other cryptos) which allow withdrawals anytime, and locked savings (up to 6.31% APY) which give higher interests over longer tenures.
So you can trade, earn interest and save on fees, all at the same time!
Interest Rates
Up to 12% yearly
More details here
Fees
Up to 5 free withdrawals each month, depending on loyalty level
Interest Payout
Daily (rates are in APY)
Protected By
Ledger Vault's solutions ($375 million) +
BitGo Custody ($100 million)
Nexo specializes in providing instant crypto liquidity such as lending, founded in 2017.
For those interested on earning interest from parking their holdings, Nexo offers up to 12% in stablecoins (e.g. USDT) and 8% in crypto (e.g. Bitcoin, Ethereum).
In addition, there are additional ways to maximize your earning potential:
- Loyalty program with higher earning rates, credit lines and monthly free withdrawals
- Receiving interests in Nexo (higher rates than in-kind)
- Earn dividends holding Nexo tokens
- Instantly swap between crypto
Earn a free $25 bonus when depositing a minimum of $100 in BTC. To qualify, register an account through the link: https://nexo.io/ref/ttjkbuu5ln?src=web-link
*NEXO tokens are not available to US customers.
Interest Rates
Only for altcoins. More details here
Fees
1% on profits
Interest Payout
Anytime
Protected By
CryptoCurrency Security Standard (CCSS)
Unlike other interest account, Remitano (est. 2015) offers investments on altcoins from as little as $5 USDT.
Every investment opens a positions based on Binance’s price ladder. Users can opt for either normal or 2x margin trading (borrowed from Remitano).
Interest Rates
Up to 8.5% yearly
More details here
Fees
No fees
Interest Payout
Flexible (daily/ weekly/ monthly)
Protected By
BitGo multi-signature encryption wallet +
$100,000,000 Lloyd's of London insurance
Crypto.com, founded in 2016 is a cryptocurrency exchange and payment platform, while offering loans.
Register for an interest account, deposit your crypto* and start earning interests on flexible terms; daily, weekly or monthly.
In addition, staking CRO (Crypto.com) tokens yields the following benefits:
- Reservation for premium metal Crypto.com Visa cards
- Enjoy Crypto Wallet benefits (i.e. rebates, card cashback)
- Higher APR in Crypto Credit and Crypto Earn.
*Certain cryptocurrencies are not available to US customers.
Interest Rates
Up to 4.8% APR
More details here
Fees
Depends on crypto
Interest Payout
1 week
Protected By
Ledger Vault's technology + US $150,000,000 direct insurance policy led by Arch Underwriting at Lloyd's Syndicate 2012
Similar to Crypto.com, YouHodler is an exchange and a crypto loans platform, started in 2017.
Besides simply storing your cryptos, further boost your earnings with its Turbocharge service and crypto trading feature with up to 30x leverage!